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Microfinance and human resource development: a case study 0f some parts of burdwan district, india

Author: 
Dr. Manjari Sarkar (Basu)
Subject Area: 
Social Sciences and Humanities
Abstract: 

Human resource provides a group with an effective workforce in order to meet its mission. Human development relies mainly on training and developmental activities. Effective human resource uses system and tools to bring together: the right number of people, with right attitude and skills, in right place, at right time”. Microfinance, the development buzzword of the nineties was meant to cure the illness of rural poverty. The Indian microfinance scene is dominated by SHGs and their linkage to bank with self-reliance, self-sufficiency and self-help gained momentum. The goal of human resource system, tools and activities is to help the individual employees who make up his/her microfinance institution to be successful at their jobs. Self Help Groups or SHGs represent a unique approach to financial intermediation. The SHG approach combines have access to low-cost financial services with a process of self management and development for the needy people, who are SHG members. SHGs are having link not only with banks but also with wider development programmes. But there are also some questions. How effective are the groups in managing their financial transactions? Individuals cannot only enhance the success of the individuals, but can encourage a team effort capable of reaching goals beyond what one person can do alone. So, microfinance is helping the individuals in group formation. The success of group approach in rural micro-finance among the poor has inspired the tendency to look at all networking as essential and desirable in rural community development. This paper examines to find out how microfinance is helping the human resource development and what are the real situations of that group for the development? The major issues addressed in this study are the effect on human resource development by the formation of microfinance in this region which includes the nature of activities, work space, training and development of skills and marketing of finished products which are main parts of human resource development.

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