Investment is the backbone of the development of a nation because the collection of the savings of the people from various categories are very much relevant for the industrial and economic development of a nation. More than 80% of the savings of the nation are scattered around the small and medium income people including the senior citizens especially the pensioners. In short the senior citizens in all categories either pensioners or non-pensioners are playing an important role in the capital formation and economic and industrial development in all states in India. Therefore, the study of investment patterns of senior citizens are having eminent relevance in this economy. In this study, the researcher depict the problems and prospects of the investment pattern of the senior citizens of Kottayam district of Kerala.
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